b'Life happens. And you Life happens. And you want to be ready when want to be ready when it does.it does.Getting to know you and what you care most aboutplanning for college, taking Getting to know you and what you care most aboutplanning for college, taking care of family, passing a legacyis so important. Once we understand your care of family, passing a legacyis so important. Once we understand your priorities, we can help you pursue the goals youve set for yourself and your family. priorities, we can help you pursue the goals youve set for yourself and your family. Call to learn more today.Call to learn more today.Gregory P. HayesGregory P. HayesManaging DirectorManaging DirectorSenior Financial AdvisorSenior Financial Advisor267.757.1409 267.757.1409 greg_h g_h [email protected] aye [email protected] Lynch Weal ealth Ma gement Merrill Lynch W th Mana nagement 104 104 TONY HILL ROAD0 S 0 STONY HILL ROADSUITE 20000 SUITE 2YAR YARDLE A 19067DLEY, P Y, PA 19067267.757.140909 267.757.14http://fa.ml.com/GR /GRE RY_HAYEShttp://fa.ml.com EGO GORY_HAYESMerrill erri nch, nc ie , rce,rce nn enner &it mithorpo rporated (areferrededasas ML &SSor Merrilmak akes availab le M Ly llLyP h Pie Fe , F er & Sm S h Inc Inco rated (also lso referr totoMLPF PF& orMerrill) l) m es availablecertain investment products sponsored, managed, distributed or provided by companies that are affiliates of certain investment products sponsored, managed, distributed or provided by companies that are affiliates of BankofAmerica Corporation (BofA Corp.). MLPF&S is a registered broker-dealer, registered investment adviser, BankofAmerica Corporation (BofA Corp.). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp.Member SIPC and a wholly owned subsidiary of BofA Corp.Banking products are provided by Bank of America, N.A., Member FDIC and a wholly owned subsidiary of BofA Banking products are provided by Bank of America, N.A., Member FDIC and a wholly owned subsidiary of BofA Corp.Corp.Investment products:Investment products:Are Not FDIC Insured Are Not Bank Guaranteed May Lose ValueAre Not FDIC Insured Are Not Bank Guaranteed May Lose ValueThe Bull Symbol and Merrill are registered trademarks of Bank of America Corporation.The Bull Symbol and Merrill are registered trademarks of Bank of America Corporation. 2022 BankofAmerica Corporation. All rights reserved. | MAP4905995 Vault-BA1EVT | MLWM-320-AD |2022 BankofAmerica Corporation. All rights reserved. | MAP4905995 Vault-BA1EVT | MLWM-320-AD | 471089PM-0722 | 07/2022471089PM-0722 | 07/2022'